Dental plans that offer full coverage, Need major dental work now.
I am in trouble, I have very bad teeth that yes I have been putting off and putting off. I can not remember when I went to the dentist last. Only that I must have been a minor since my mom would have taken me.
Not given you my age I will say that is a long time. I hate the dentist. I hate going and have anyone poking in my mouth. I can not say I a scared of them I just do not like dentist in general. Well now I am paying for it. My teeth hurt me at least once or twice a day.
Although I do brush often my good friend told me my breath has been getting bad. I felt bad that she would say this but if it true then I have to do something. I need a dental insurance plan in place so that at least I will have something to help me with regard to the cost.  It can not have any waiting period since I have been putting this off way to long as it is.
Can you advise me on what would be a good coverage plan that will help me the best with major dental work.
Thursday, Jul. 22nd 2010 9:42 AM at 9:42 am
Well it is too bad you did not like going to the dentist. You may have been able to avoid the problems you are now facing if you put aside your dislike for dentist and did want was necessary for your oral help.
You are right when you says that you are paying for it now. If anything I hope you can learn from this and maintain whatever dental plan you get in the future and use it on the regular bases to not let your teeth get so bad.
To address your question if you are in a great deal of dental pain you may want look into getting one of the many affordable dental discount plans. Since they will normally start right away with no waiting periods.
Thursday, Jul. 22nd 2010 9:47 AM at 9:47 am
If you are wanting dental insurance and not a discount plan the you would want to look for dental HMO. Dental HMO insurance plans will normally not have waiting periods and year dollar max limits.
However make sure you completely read though any plans term and conditions to confirm that it is going to cover for the dental service you want and does not have any limitations you do not want.
Wednesday, Jul. 28th 2010 8:40 AM at 8:40 am
It can depend on what you may need to have done at this point. You would want a dental discount plan if you think y you will need to see dental specialist for any reason. Dental HMO normally dose not cover you to see a specialist. However, as long as a general dentist can do the work you may have greater saving choosing an HMO dental insurance plan